In effect:
- banning insurance companies from denying coverage to children with health problems, dropping coverage for policyholders who get very sick or putting lifetime dollar limits on benefits;
- allowing young adults to stay on their parents' policies until age 26;
- offering access to health insurance for people whose medical conditions make them otherwise uninsurable;
- giving small businesses tax credits to help them insure employees;
- providing many free tests and screenings in Medicare;
- issuing $250 checks to everybody who fell into the Medicare Part D "doughnut hole" in 2010;
- halving the drug costs of people who fall into the doughnut hole this year — the first step in closing the coverage gap completely;
- setting annual limits on out-of-pocket spending for people enrolled in Medicare Advantage health plans.
To find out more about how the law impacts you, check out www.HealthCare.gov and its special section on Better Benefits, Better Health.







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